Greatlittlebiz.com, the operator of the Site (hereafter referred to as "we", "us" or "our"). References in these Terms to "Site operator," "we", "us" and "our" include our agency, agents, successors and assigns. The Site is available only to, and may only be used by, individuals who can form legally binding contracts under applicable law. Without limiting the foregoing, the Site is intended for and made available only to residents of the United States, age 18 or older. By accessing and using the Site, you accept and agree to, without qualification, the Terms and represent and warrant that you have the authority to bind the User (as defined below) to these Terms and that your use of the Site, including the provision or use of any Content, does not violate any applicable law.
 

These Terms of Use apply in connection with any websites, online services, and/or applications owned or operated by Jessica Graves Insurance LLC

By accessing Greatlittlebiz.com, using any of our services and/or forms, or any of the site's content, you acknowledge that you agree to and are subject to the following Terms and Conditions.

If you do not agree to these Terms, you may not access or otherwise use the Site or the Content. The Terms constitute a legally binding agreement between you and us, We may assign our rights and obligations under these Terms, including in connection with a merger, acquisition, a sale of assets or by operation of law.
 

We may, in our sole and absolute discretion, modify these Terms from time to time and we reserve the right to make changes at any time, without notice or obligation, to any of the Terms, Site, or Services. By entering the Site or using the Services, you acknowledge and agree that you shall be bound by any such revisions as of the moment they are made. We suggest periodically visiting this page of the Site to review these Terms.

IF YOU PARTICIPATE IN OUR SMS TEXTING PROGRAM, OR PROVIDE A PHONE NUMBER, YOU AGREE TO OUR SMS TEXTING COMMUNICATIONS TERMS AND CONDITIONS.
 

By acknowledging that you agree to the terms and conditions of the site, you agree to receive periodic daily or weekly SMS messages from Jessica Graves Insurance Agency Inc. (JGIA) to the provided mobile number. Message & data rates may apply. 

To end SMS messaging simply reply STOP to our messages. Reply HELP for info.
 

If you provide your telephone number to us via the Site or Services, you give your electronic signature and consent for us to send you marketing calls/text messages at that number USING AN AUTODIALER AND/OR PRERECORDED MESSAGES. You also acknowledge that your consent to receive these marketing communications is not required to purchase any goods or services. STANDARD MESSAGE AND DATA RATES MAY APPLY.

If you provide your email address to us via the Site or Services, you give your electronic signature and consent for us to send you marketing email messages at that email address. You also acknowledge that your consent to receive these marketing communications is not required to purchase any goods or services.

You also acknowledge and agree that we have the right to update or modify these terms at our sole discretion.

*Information obtained as part of the SMS consent process will not be shared with third parties. 

Types of SMS Communications

• If you have consented to receive text messages from Jessica Graves LLC, you may receive text messages related to insurance quotes, solicitations for other products, and retirement options. 
• Below are examples:
  • Customers and Guests: Updates regarding your orders, deliveries, or other relevant information.
  • Job Applicants: Information about your application status, onboarding materials, or other employment-related updates.
  • Appointment reminders: Notifications to confirm, reschedule, or cancel upcoming appointments.
  • Follow-up messages: Requests for feedback, satisfaction surveys, or updates after an appointment or service.
  • Billing inquiries: Notifications about upcoming payments, overdue invoices, or confirmation of successful transactions.
  • Promotions or offers: Exclusive discounts, flash sales, or special deals to encourage customer engagement.
• Message frequency may vary depending on type of communication. Periodic daily, weekly, or monthly messages will be sent.
• Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.
• If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us by calling our office.

*Standard Messaging Disclosures

• Message and data rates may apply.
• You can opt out at any time by texting "STOP."
• For assistance, text "HELP" or visit our [Privacy Policy] and [Terms and Conditions] pages.
• Message frequency may vary. Expect periodic daily or weekly messages.

Opt-In Methods:

You may opt-in to receive SMS messages from JGIA in the following ways:

• Verbally, during a conversation
• By submitting an online form
• By filling out a paper form 

You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.

• For assistance, text HELP or visit our website at https://greatlittlebiz.com/.
• Visit https://greatlittlebiz.com/privacy-policy for privacy policy and https://greatlittlebiz.com/terms-of-service for Terms of Service.

Jessica Graves Insurance LLC does not share phone numbers collected for SMS consent with third parties or affiliates for marketing purposes.
 

In accordance with applicable laws, we may share your personal information by disclosing it to a third party for business purposes. When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to keep that personal information confidential and not use it for any purpose, except in performing the contract, or as otherwise required or permitted by law.
 

We may share your personal information as required or permitted by law including with:

• Companies involved in insurance and other related transactions
• Agents and brokers
• Insurance support organizations

Our customers are our most valued assets. Protecting your privacy is important to us. We restrict access to personal information to those individuals, such as our employees, who provide you with our products and services. We require individuals with access to your information to protect it and keep it confidential. We maintain physical, electronic, and procedural safeguards that comply with applicable regulatory standards to guard your nonpublic personal information. We do not disclose any nonpublic personal information about you except as described in this notice or as otherwise required or permitted by applicable law.
 

Jessica Graves Insurance LLC does not share phone numbers collected for SMS consent with third parties or affiliates for marketing purposes.